Fractional CFO
Fractional CFO Services in Florida
Stop making critical business decisions based on gut instinct alone. At Ceiba Accounting, we provide strategic financial leadership that turns your numbers into a roadmap for sustainable growth and stability. Schedule your free consultation to get started today.
Strategic Financial Oversight
We act as your strategic partner, offering the high-level leadership required to navigate complex financial landscapes. Beyond simple reporting, we interpret your financial data to identify risks and uncover opportunities. We act as your sounding board for high-stakes choices, preventing the isolation and stress that often comes with being the sole financial decision-maker for your growing business. Our ongoing guidance ensures every hiring decision, investment, and distribution is intentional, informed, and fully aligned with your long-term business goals.
Cash Flow Management & Forecasting
Revenue growth means nothing without cash stability. We implement rolling cash flow forecasts that give you forward-looking visibility into your bank balance. We also utilize scenario planning to stress-test your business against best-case and worst-case situations, ensuring you are prepared for any market shift or economic change. By predicting future constraints and surpluses, we help you plan for taxes and major expenses with confidence, eliminating the anxiety of operating without a clear financial view.
Profitability & Cost Structure Analysis
A busy business isn’t always a profitable one. We dive deep into your cost structure to understand where money is actually being made or lost. Our analysis identifies which specific service lines, projects, or clients are truly driving value, allowing you to stop subsidizing low-margin work unknowingly. By analyzing overhead, staffing efficiency, and margin leaks, we realign your operations around sustainable profits rather than just top-line revenue volume.
Goal Setting & Performance Tracking
Turn vague business intentions into specific, measurable financial targets. We help you define 90-day and 12-month goals, breaking them down into clear Key Performance Indicators (KPIs). Whether you want to increase partner distributions, build cash reserves, or safely invest in new hires, we translate your vision into a data-driven execution plan. Through consistent tracking and dashboard reviews, we create accountability, ensuring your business stays on track and prevents strategic drift.
The Fractional CFO Advantage
Hiring a full-time CFO often introduces unnecessary high fixed costs and rigidity before you are ready. Our fractional model provides access to expert executive leadership and sophisticated financial modeling without the burden of a full-time salary. Unlike traditional accounting that looks backward at what happened, our service looks forward, providing the active management tools necessary to shape your financial future. You get a team-backed approach that scales perfectly with your specific level of complexity.
Our Strategic Onboarding Process
We don’t just offer ad-hoc advice; we deliver results through a structured rhythm. From establishing a financial baseline and defining priorities to building your custom dashboard, our process is designed for clarity. This phase includes a comprehensive review of your current reporting gaps to ensure all future decisions are based on accurate, real-time reality rather than assumptions. We set the foundation early so we can focus on long-term execution and continuous strategic optimization.
Who Benefits From Our Services?
Our services are designed for growing firms moving beyond survival mode into intentional scaling. If you have consistent revenue but feel overwhelmed by financial decisions, or if you need a partner to interpret the numbers, we are the right fit. This partnership is particularly effective for professional service providers and law firms that need sophisticated financial oversight to manage uneven collections or contingency-based revenue. We help owners who value clarity, discipline, and results.
What our customers are saying
Expert, Reliable, and Personable!
I can’t say enough good things about Alex CPA! From the moment I reached out, Alex took the time to listen to my concerns and thoroughly explained the tax process. They made what I thought would be a stressful situation completely seamless. Their expertise in both business and personal taxes is unmatched, and I truly felt like a priority every step of the way. If you’re looking for someone who’s professional, knowledgeable, and approachable, look no further. Highly recommended!
- Paola R.
Excellent Customer Service and Support
I had a wonderful experience working with Alex’s firm, the staff is kind and pleasant and they all provide excellent customer service and support. I recommend Ceiba for anyone looking to have their taxes done.
- Varsha G.
Exceeded Expectations
"Working with Ceiba, specifically Alex, has exceeded my expectations at every turn. Their team is knowledgeable, responsive, and thorough they’ve ensured everything has been accurate and up-to-date. The proactive approach and attention to detail have been so amazing in helping us make informed decisions for our business. Highly recommend for anyone seeking reliable and professional accounting support!"
- Jaiden S.
Stop carrying the weight of financial decisions alone.
Partner with Ceiba Accounting to gain the clarity and confidence needed to scale your business effectively. Let’s build your financial roadmap today.